.opt{max-width:76rem;padding:0 var(--gutter);margin:auto}.opt-head{max-width:50rem;padding:2.5rem 0 1rem}.opt-head h1{font-size:var(--step-3)}.opt .lede{font-size:var(--step-1)}.opt .formula{border-left:3px solid var(--mark);color:var(--muted);padding-left:1rem}.opt .note{color:var(--muted);margin:.4rem 0 .8rem;font-size:.84rem;line-height:1.55}.opt .muted{color:var(--muted)}.opt .link-btn{color:var(--accent);font:inherit;cursor:pointer;background:0 0;border:0;padding:.25rem 0;font-size:.85rem;text-decoration:underline}.opt-controls{gap:1.5rem;margin-bottom:.75rem;display:flex}.opt-controls .start-over{margin-left:auto}.opt-grid{grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);align-items:start;gap:1.5rem;display:grid}.opt-inputs{min-width:0}.opt .panel{border:1px solid var(--rule);background:var(--surface);border-radius:10px;margin:0 0 1rem;overflow:hidden}.opt details>summary{cursor:pointer;color:var(--ink);padding:.8rem 0;font-weight:650;list-style-position:inside}.opt details>summary::marker{color:var(--accent)}.opt .input-section>summary{padding:1.1rem;font-size:1rem}.opt .input-section>summary small{float:right;color:var(--muted);font-size:.8rem;font-weight:400}.opt .spend-actions{align-items:center;gap:1.2rem;margin-bottom:.7rem;display:flex}.opt .spend{border-collapse:collapse;table-layout:fixed;width:100%}.opt .spend th,.opt .spend td{border-bottom:1px solid var(--rule);text-align:left;padding:.35rem .2rem;font-size:.83rem}.opt .spend th:first-child{width:40%}.opt .spend tbody th{font-weight:450}.opt input[type=number],.opt select,.opt input[type=search],.opt input[type=text]{font:inherit;border:1px solid var(--rule);background:var(--paper);color:var(--ink);border-radius:5px;min-width:0;max-width:100%;padding:.45rem}.opt input[type=number]{text-align:right;width:8rem}.opt .spend input{width:100%;padding:.4rem .2rem;font-size:.85rem}.opt input[type=checkbox]{accent-color:var(--cover);flex:none;width:1rem;height:1rem}.opt input:focus-visible,.opt select:focus-visible,.opt button:focus-visible,.opt summary:focus-visible{outline:2px solid var(--accent);outline-offset:3px}.opt .search{width:100%;margin:.25rem 0;font-size:.9rem}.opt .panel-head{flex-wrap:wrap;align-items:center;gap:1rem;display:flex}.opt .panel-head>span{gap:1rem;display:flex}.opt .check{cursor:pointer;align-items:baseline;gap:.5rem;margin:.5rem 0;font-size:.9rem;display:flex}.opt .country-group{border-top:1px solid var(--rule);margin-top:.7rem}.opt .wallet-card{border-bottom:1px solid var(--rule);padding:.65rem 0}.opt .fee-row{justify-content:space-between;align-items:center;gap:1rem;margin-left:1.5rem;font-size:.8rem;display:flex}.opt .standard-fee,.opt .point-row{border-bottom:1px solid var(--rule);grid-template-columns:minmax(0,1fr) 8rem;gap:.2rem .8rem;padding:.6rem 0;font-size:.85rem;display:grid}.opt .point-row label small{color:var(--muted);display:block}.opt .point-row details{grid-column:1/-1;font-size:.75rem}.opt .point-row summary{padding:.2rem 0;font-weight:400}.opt .fx-group{border-bottom:1px solid var(--rule);gap:.6rem;padding:1rem 0;display:grid}.opt .fx-group label{flex-wrap:wrap;align-items:center;gap:.5rem;font-size:.85rem;display:flex}.opt .fx-group input{margin-left:auto}.opt .opt-results{background:var(--surface);border:2px solid var(--ink);border-radius:10px;min-width:0;padding:1.25rem}.opt .result-heading{justify-content:space-between;align-items:flex-start;gap:1rem;display:flex}.opt .result-heading label{color:var(--muted);font-size:.72rem}.opt .result-heading select{max-width:11rem;margin-top:.25rem;font-size:.8rem;display:block}.opt .total h2{font-size:1rem}.opt .breakdown{margin:1.2rem 0}.opt .breakdown div{justify-content:space-between;gap:1rem;padding:.35rem 0;font-size:.85rem;display:flex}.opt .breakdown dd{white-space:nowrap;margin:0}.opt .breakdown div:last-child{border-top:1px solid var(--rule);margin-top:.4rem;padding-top:.7rem;font-weight:750}.opt fieldset{border:0;margin:.6rem 0;padding:0}.opt .inline-check{align-items:center;gap:.4rem;margin:.5rem .7rem .5rem 0;display:inline-flex}.opt .field-label{margin:.5rem 0;display:block}.opt .action{background:var(--cover);color:#fff;border:1px solid var(--cover);font:inherit;cursor:pointer;border-radius:6px;margin:.7rem 0;padding:.65rem 1rem;font-size:.9rem;display:inline-block}.opt .action.secondary{color:var(--cover);background:0 0}.opt .action:disabled{opacity:.55;cursor:wait}.opt .result-details{border-top:1px solid var(--rule);font-size:.85rem}.opt .result-details p{line-height:1.6}.opt .allocations{padding:0;list-style:none}.opt .allocation{border-top:1px solid var(--rule);padding:.7rem 0}.opt .allocation-head{justify-content:space-between;gap:.75rem;font-weight:700;display:flex}.opt .allocation p{font-size:.8rem}.opt .allocation details{overflow-wrap:anywhere;font-size:.75rem}.opt .allocation details dl{margin:.5rem 0}.opt .allocation dd{margin:.2rem 0 .6rem}.opt .trip{background:var(--paper);border-radius:10px;margin:.6rem 0;padding:.8rem}.opt .trip-head{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:.5rem;display:grid}.opt .trip-pick{gap:.4rem;min-width:0;display:grid}.opt .trip-head select{width:100%;font-size:.88rem;font-weight:650}.opt .trip-head select[hidden]{display:none}.opt .trip-head{align-items:start}.opt .trip-remove{background:var(--surface);width:36px;height:36px;color:var(--ink);cursor:pointer;border:0;border-radius:50%;place-items:center;display:grid}.opt .trip-meta{flex-wrap:wrap;align-items:center;gap:.4rem .8rem;margin:.5rem 0 0;display:flex}.opt .trip-networks{flex-wrap:wrap;gap:4px;margin:0;display:flex}.opt .trip-networks span{background:var(--surface);border-radius:99px;padding:2px 8px;font-size:.72rem;font-weight:700}.opt .trip-source{color:var(--accent);font-size:.75rem}.opt .trip-custom label{margin:.5rem 0;font-size:.8rem;display:block}.opt .trip-custom select,.opt .trip-custom input{width:100%;margin-top:.3rem;font-size:.85rem;display:block}.opt .trip-numbers{grid-template-columns:1fr 1fr;gap:.6rem;margin-top:.7rem;display:grid}.opt .trip-step{gap:.3rem;font-size:.78rem;font-weight:650;display:grid}.opt .stepper{grid-template-columns:36px minmax(0,1fr) 36px;align-items:center;gap:4px;display:grid}.opt .stepper button{background:var(--surface);height:36px;color:var(--ink);font:inherit;cursor:pointer;border:0;border-radius:8px;font-size:1.1rem}.opt .stepper input{text-align:center;width:100%}.opt .trip-value{grid-column:1/-1}.opt .trip-value-input{grid-template-columns:minmax(0,1fr) 5.5rem;gap:.4rem;display:grid}.opt .trip-value-input input,.opt .trip-value-input select{width:100%;margin:0}.opt .trip-status{color:var(--muted);margin:.7rem 0 0;font-size:.8rem;font-weight:650}.opt .trip-status.is-covered{color:#1e7a4c}.opt .trip-suggest{color:var(--ink);margin-top:.4rem;display:block}.opt .trip-suggest>summary{color:#8a4a06;padding:.2rem 0;font-size:.82rem;font-weight:600}.opt .trip-suggest-label{font-size:.82rem;font-weight:600}.opt .trip-suggest-list{gap:4px;margin:.3rem 0 0;padding:0;list-style:none;display:grid}.opt .trip-suggest-list li{background:var(--paper);border-radius:6px;grid-template-columns:minmax(0,1fr) auto auto;align-items:center;gap:10px;padding:6px 8px;font-size:.8rem;display:grid}.opt .trip-suggest-list small{color:var(--muted);white-space:nowrap}.opt .trip-suggest-none{font-size:.8rem}.opt .trip-status.is-uncovered{color:#8a4a06;background:#fbefdc;border-radius:8px;padding:.45rem .7rem}.opt .trip-airline{margin:.5rem 0;font-size:.8rem;display:block}.opt .trip-airline select{width:100%;margin-top:.3rem;font-size:.85rem;display:block}.opt .lounge-row{border-bottom:1px solid var(--rule);padding:.5rem 0}.opt .error{color:#9b2525;border:1px solid;padding:.8rem}.opt [hidden]{display:none!important}.opt .card-data{width:100%;margin:2rem 0;display:block}.opt .card-data>header{padding:1.3rem}.opt .card-data h2{font-size:1.4rem}.opt .card-data .search{max-width:30rem}.opt .catalog-list{width:100%}.opt .catalog-help,.opt .catalog-empty{padding:0 1.3rem}.opt .catalog-country{border-top:1px solid var(--rule)}.opt .catalog-country>summary,.opt .catalog-bank>summary{align-items:center;gap:.6rem;padding:1rem 1.3rem;list-style:none;display:flex}.opt .catalog-country>summary:before,.opt .catalog-bank>summary:before,.opt .country-group>summary:before,.opt .bank-group>summary:before{content:"";background:var(--cover);flex:none;width:20px;height:20px;transition:transform .15s;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 5l7 7-7 7'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 5l7 7-7 7'/%3E%3C/svg%3E") 50%/contain no-repeat}.opt .catalog-bank>summary:before,.opt .bank-group>summary:before{width:18px;height:18px}.opt .catalog-country[open]>summary:before,.opt .catalog-bank[open]>summary:before,.opt .country-group[open]>summary:before,.opt .bank-group[open]>summary:before{transform:rotate(90deg)}.opt .country-group>summary,.opt .bank-group>summary{align-items:center;gap:.6rem;list-style:none;display:flex}.opt .country-group>summary::-webkit-details-marker,.opt .bank-group>summary::-webkit-details-marker,.opt .catalog-country>summary::-webkit-details-marker,.opt .catalog-bank>summary::-webkit-details-marker{display:none}@media (prefers-reduced-motion:reduce){.opt summary:before{transition:none}}.opt .catalog-country>summary{font-size:1.1rem}.opt .catalog-country>summary small,.opt .catalog-bank>summary small{color:var(--muted);white-space:nowrap;margin-left:auto;font-size:.75rem;font-weight:400}.opt .catalog-banks{border-left:2px solid var(--rule);margin:0 1.3rem 1rem}.opt .catalog-bank+.catalog-bank{border-top:1px solid var(--rule)}.opt .catalog-bank>summary{padding:.8rem 1rem;font-size:.95rem}.opt .catalog-cards{margin-left:1rem}.opt .catalog-card>summary>span:first-of-type{overflow-wrap:anywhere;min-width:0}.opt .catalog-card{border-top:1px solid var(--rule);width:100%}.opt .catalog-card>summary{justify-content:space-between;gap:1rem;padding:1rem 1.3rem;font-size:.9rem;list-style:none;display:flex}.opt .catalog-card>summary:before{content:"+";color:var(--accent);flex:none;font-weight:800}.opt .catalog-card[open]>summary:before{content:"−"}.opt .catalog-card>summary>span:first-of-type{flex:1}.opt .catalog-card small{color:var(--muted);margin-top:.2rem;font-size:.75rem;font-weight:400;display:block}.opt .catalog-fee{text-align:right;white-space:nowrap}.opt .catalog-body{overflow-wrap:anywhere;max-width:none;padding:.1rem 1.3rem 1.2rem;font-size:.85rem;line-height:1.6}.opt .catalog-body h3{margin:.8rem 0;font-size:.9rem}.opt .catalog-body ul{padding-left:1.2rem}.opt .cl.cl-embed{max-width:none;font-size:inherit;margin:0;padding:0}.opt .opt-results{border:0;border-radius:12px;padding:20px 24px}.opt .panel{border:0;border-radius:12px}.opt #money{margin:12px 0 4px}.opt .point-preset{gap:.35rem;margin:.2rem 0 .6rem;font-size:.85rem;font-weight:650;display:grid}.opt .point-currency{align-items:center;gap:.5rem;margin:0 0 .6rem;font-size:.85rem;font-weight:650;display:flex}.opt .point-currency select{font-size:.85rem}.opt .point-field{align-items:center;gap:.4rem;display:inline-flex}.opt .point-field input{width:7.5rem}.opt .point-cur{text-align:right;white-space:nowrap;min-width:2.4rem;font-size:.8rem;font-weight:700}.opt .point-alt{color:var(--muted);margin-top:.2rem;font-size:.75rem;display:block}.opt .point-preset select{max-width:22rem;font-size:.95rem}.opt .sec-emoji{margin-right:8px;display:inline-block}.opt .use-panel h2{margin:1rem 0 .2rem;font-size:1.05rem}.opt .elite-goal{border-top:1px solid var(--rule)}.opt .elite-goal>summary{justify-content:space-between;gap:10px;font-weight:600;display:flex}.opt .elite-goal>summary small{color:var(--muted);text-align:right;font-weight:400}.opt .elite-fields{gap:8px;padding:0 0 12px;display:grid}.opt .elite-fields label{justify-content:space-between;align-items:center;gap:10px;font-size:.85rem;display:flex}.opt .elite-row{border-top:1px solid var(--rule);padding:.6rem 0;font-size:.85rem}.opt .elite-row p{color:var(--muted);margin:.2rem 0 0;font-size:.8rem}.opt .elite-row{border-left:4px solid #0000;padding-left:.7rem}.opt .elite-row.is-met{border-left-color:#1e7a4c}.opt .elite-row.is-short{border-left-color:#c27a12}.opt .elite-row p.elite-verdict{border-radius:6px;margin-top:.35rem;padding:.2rem .55rem;font-size:.8rem;font-weight:600;display:inline-block}.opt .elite-verdict.is-met{color:#1e7a4c;background:#e3f2e9}.opt .elite-verdict.is-short{color:#8a5208;background:#fbefd9}.opt .elite-goal>summary small.is-met{color:#1e7a4c;font-weight:600}.opt .elite-goal>summary small.is-short{color:#a8650c;font-weight:600}.opt .card-credits{margin:.35rem 0 0 1.5rem;font-size:.8rem}.opt .card-credits>summary{padding:.3rem 0;font-weight:600}.opt .card-credits>summary small{color:var(--muted);font-weight:400}.opt .credit-row{border-top:1px dashed var(--rule);padding:.35rem 0}.opt .credit-row .check{margin:.2rem 0}.opt .credit-row small{color:var(--muted);font-size:.72rem;display:block}.opt .credit-used{color:var(--muted);justify-content:space-between;align-items:center;gap:8px;margin-left:1.5rem;display:flex}.opt .credit-used input{width:6.5rem}.opt .wallet-held .card-credits{margin-left:0}.opt .where-notes{gap:4px;margin:.6rem 0 0;padding-left:1.2rem;line-height:1.5;display:grid}.opt .limits-list{gap:4px;margin:.3rem 0 .8rem;padding-left:1.2rem;line-height:1.5;display:grid}.opt .opt-reset{align-items:center;gap:16px;margin:.4rem 0 1rem;display:flex}.opt .spend input:disabled{opacity:.45;cursor:not-allowed;background:0 0;border-style:dashed}.opt .spend .spend-subhead th{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;border-bottom:0;padding:.45rem .2rem .15rem 1.6rem;font-size:.72rem;font-weight:650}.opt .promo-toggle{margin:.6rem 0 .2rem;font-size:.85rem}.opt .spend-trips{border-top:1px solid var(--rule);margin-top:.4rem}.opt .spend-trips>summary{justify-content:space-between;gap:8px;display:flex}.opt .spend-trips>summary small{color:var(--muted);font-weight:400}.opt .trip-spend{background:var(--paper);border-radius:8px;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 10px;margin:6px 0;padding:8px 10px;font-size:.82rem;display:grid}.opt .trip-spend .trip-dest{grid-column:1/-1;justify-content:space-between;align-items:center;gap:8px;display:flex}.opt .trip-spend label{gap:2px;display:grid}.opt .trip-spend input{width:100%}.opt .step-tags{flex-wrap:wrap;gap:4px;margin-left:4px;display:inline-flex}.opt .step-tags span{color:#8a4a06;background:#fbefdc;border-radius:99px;padding:0 6px;font-size:.72rem}.opt .fx-more>summary{padding:.5rem 0;font-size:.85rem}.opt .coverage-scale{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;margin:.8rem 0 .2rem;font-size:.88rem;display:flex}.opt .coverage-note{margin:.2rem 0 .8rem}.opt .loyalty-note{background:var(--paper);color:var(--muted);border-radius:8px;margin:6px 0 12px;padding:6px 10px 6px 28px;font-size:.72rem;line-height:1.45;position:relative}.opt .loyalty-note:before{content:"💡";font-size:.8rem;position:absolute;top:6px;left:8px}.opt .tip-head{display:block}.opt .tip-fold{border-top:1px dashed var(--rule);margin-top:6px}.opt .tip-fold>summary{color:var(--ink);padding:.3rem 0;font-size:.72rem;font-weight:600}.opt .tip-fold>summary small{color:var(--muted);font-weight:400}.opt .tip-fold .tip-fold{margin-left:.6rem}.opt .tip-country{margin:.2rem 0 .5rem}.opt .tip-country strong{color:var(--ink);font-weight:600}.opt .tip-country ul{gap:2px;margin:.2rem 0 0;padding-left:1.1rem;display:grid}.opt .tip-country p{margin:.2rem 0 0}.opt .loyalty-note[hidden]{display:none}.opt .where-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;margin:.6rem 0;display:flex}.opt .where-label{margin:.7rem 0 .3rem;font-size:.9rem}.opt .where-seg{background:var(--paper);border-radius:999px;flex-wrap:wrap;gap:4px;padding:3px;display:inline-flex}.opt .where-seg-wide{display:flex}.opt .where-seg-wide button{flex:1}.opt .where-seg button{color:var(--ink);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:999px;justify-content:center;align-items:center;gap:5px;padding:.4rem .8rem;font-size:.85rem;display:inline-flex}.opt .where-seg button[aria-pressed=true]{background:var(--cover);color:#fff}.opt .where-seg button[hidden]{display:none}.opt .use-tiles{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:.4rem;display:grid}.opt .ac-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 12px;margin-top:.8rem;font-size:.88rem;font-weight:650;display:flex}.opt .ac-row[hidden],.opt .loyalty-rows[hidden]{display:none}.opt .loyalty-rows .ac-row{flex-wrap:nowrap}.opt .loyalty-rows .ac-row>span{flex:1;min-width:0}.opt .loyalty-rows .ac-row select{flex:none;width:11.5rem;max-width:55%;font-size:.9rem}.opt .country-row{border:0;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 12px;margin:0 0 .8rem;padding:0;display:flex}.opt .country-row legend{float:left;padding:0;font-size:.88rem;font-weight:650}.opt .country-checks{flex-wrap:wrap;gap:6px;display:flex}.opt .country-check{border:2px solid var(--paper);background:var(--surface);cursor:pointer;border-radius:10px;align-items:center;gap:6px;min-height:40px;padding:0 12px;font-size:.88rem;font-weight:650;display:inline-flex}.opt .country-check input{width:18px;height:18px;accent-color:var(--cover);margin:0 2px 0 0}.opt .country-check:hover{border-color:var(--rule)}.opt .country-check:has(input:checked){border-color:var(--cover);background:#ece9dd}.opt .breakdown dd.is-gain{color:#1e7a4c}.opt .breakdown dd.is-cost{color:#b23a3a}.opt .segment{background:var(--paper);border-radius:999px;gap:4px;padding:4px;display:inline-flex}.opt .segment button{min-height:38px;color:var(--ink);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:999px;align-items:center;gap:6px;padding:0 16px;font-size:.88rem;font-weight:650;display:inline-flex}.opt .segment button:hover{background:var(--rule)}.opt .segment button[aria-pressed=true]{background:var(--cover);color:#fff}.opt #suggestions:not(:empty){margin:18px 0 4px}.opt .use-tiles button{text-align:left;background:var(--paper);color:var(--ink);font:inherit;cursor:pointer;border:2px solid #0000;border-radius:10px;align-content:start;gap:4px;padding:12px;display:grid}.opt .use-tiles button:hover{border-color:var(--rule)}.opt .use-tiles button[aria-pressed=true]{border-color:var(--cover);background:#ece9dd}.opt .use-emoji{font-size:22px;line-height:1}.opt .use-tiles strong{font-size:.88rem;line-height:1.3}.opt .use-tiles button>span:last-child{color:var(--muted);font-size:.76rem;line-height:1.35}@media (width<=640px){.opt .use-tiles{grid-template-columns:1fr}}.opt .spend-presets{gap:.6rem;margin:.2rem 0 1rem;display:grid}.opt .spend-presets>span{font-size:.9rem;font-weight:650}.opt .spend-preset-buttons{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;display:grid}.opt :has(>.spend-preset-buttons){container-type:inline-size}@container (width<=460px){.opt .spend-preset-buttons{grid-template-columns:repeat(2,minmax(0,1fr))}}.opt .spend-preset-buttons button{text-align:left;background:var(--paper);min-height:68px;color:var(--ink);font:inherit;cursor:pointer;border:2px solid #0000;border-radius:10px;grid-template-rows:auto auto;grid-template-columns:auto 1fr;align-items:center;column-gap:10px;padding:10px 12px;display:grid}.opt .preset-emoji{grid-row:1/3;font-size:26px;line-height:1}.opt .spend-preset-buttons button>*{min-width:0}.opt .spend-preset-buttons strong{overflow-wrap:break-word;hyphens:auto;font-size:15px;line-height:1.25}.opt .spend-preset-buttons button>span:last-child{color:var(--muted);font-size:12px;line-height:1.3}.opt .spend-preset-buttons button[aria-pressed=true]{border-color:var(--cover);background:#ece9dd}@media (width<=640px){.opt .spend-preset-buttons{grid-template-columns:repeat(2,minmax(0,1fr))}.opt .spend-preset-buttons button{column-gap:8px;min-height:60px;padding:8px 10px}}.opt .spend-preset-buttons button:hover{border-color:var(--rule)}.opt .spend-preset-total{color:var(--muted);align-items:center;gap:.6rem;font-size:.82rem;display:flex}.opt .spend-preset-total input{width:8rem}.opt .spend .spend-group th{color:var(--muted);border-bottom:0;padding-top:1rem;font-size:.78rem;font-weight:700}.opt .spend-matrix{border-top:1px solid var(--rule);margin-top:.4rem}.opt .spend-matrix>summary{align-items:center;gap:.6rem;padding:.9rem 0;font-weight:650;list-style:none;display:flex}.opt .spend-matrix>summary::-webkit-details-marker{display:none}.opt .spend-matrix>summary:before,.opt .spend-toggle:before{content:"";background:var(--cover);flex:none;width:18px;height:18px;transition:transform .15s;display:block;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 5l7 7-7 7'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 5l7 7-7 7'/%3E%3C/svg%3E") 50%/contain no-repeat}.opt .spend-matrix[open]>summary:before,.opt .spend-toggle[aria-expanded=true]:before{transform:rotate(90deg)}.opt .spend-matrix>summary small{color:var(--muted);margin-left:auto;font-size:.8rem;font-weight:400}.opt .spend-toggle{vertical-align:middle;cursor:pointer;background:0 0;border:0;border-radius:6px;place-items:center;width:26px;height:26px;margin:0 .2rem 0 -.3rem;padding:0;display:inline-grid}.opt .spend-toggle:hover{background:var(--paper)}.opt .sub-toggle{color:inherit;font:inherit;letter-spacing:inherit;text-transform:inherit;cursor:pointer;background:0 0;border:0;align-items:center;gap:6px;padding:.1rem 0;display:inline-flex}.opt .sub-toggle:before{content:"▾";font-size:.8rem;transition:transform .15s}.opt .sub-toggle[aria-expanded=false]:before{transform:rotate(-90deg)}.opt .spend-count{color:var(--muted);margin-left:.35rem;font-size:.72rem;font-weight:700}.opt .spend-parent>th{cursor:pointer;user-select:none}.opt .spend-parent:has([aria-expanded=true]) .spend-count{display:none}.opt .spend-child th{padding-left:2.1rem;font-weight:500}.opt .spend-child[hidden]{display:none}.opt .spend input::placeholder{color:#b7bec8}.opt .cat-emoji{text-align:center;width:22px;margin-right:6px;display:inline-block}.opt .wallet-pick{align-items:center}.opt .point-group{border-top:1px solid var(--rule)}.opt .point-group:first-of-type{margin-top:.8rem}.opt .point-group>summary small{color:var(--muted);font-weight:400}.opt .point-group .point-row:last-child{border-bottom:0}.opt .card-opt{color:var(--muted);margin:.35rem 0 0 1.5rem;font-size:.8rem}.opt .wallet-held .card-opt{margin:.3rem 0 0}.opt .wallet-held{gap:6px;margin:.4rem 0 .8rem;padding:0;list-style:none;display:grid}.opt .wallet-held:empty{display:none}.opt .wallet-held li{background:var(--paper);border-radius:10px;grid-template-columns:72px minmax(0,1fr) auto;align-items:center;gap:12px;padding:8px;display:grid}.opt .wallet-held img,.opt .wallet-held .wallet-thumb{width:72px}.opt .wallet-held strong{font-size:.88rem;line-height:1.3}.opt .wallet-held small{color:var(--muted);font-size:.75rem;display:block}.opt .wallet-held button{background:var(--surface);width:36px;height:36px;color:var(--ink);cursor:pointer;border:0;border-radius:50%;place-items:center;display:grid}.opt .bank-group{margin-left:1rem}.opt .bank-group>summary{padding:.55rem 0;font-size:.9rem}.opt .country-group summary small,.opt .bank-group summary small{color:var(--muted);margin-left:.3rem;font-size:.75rem;font-weight:400}.opt .wallet-card .fee-row,.opt .wallet-card .standard-fee{display:none}.opt .wallet-card:has(input[name=card]:checked) .fee-row{display:flex}.opt .wallet-card:has(input[name=card]:checked) .standard-fee{display:block}.opt .wallet-card:has(input[name=card]:checked){background:var(--paper);border-radius:8px;padding:.65rem .5rem}.opt .wallet-thumb{aspect-ratio:1.586;object-fit:cover;background:var(--paper);border-radius:4px;flex:none;width:48px;height:auto}.opt .wallet-thumb-empty{background:var(--cover);display:inline-block}.opt .panel-content>.optimizer-info{margin-bottom:8px}.opt .alloc-head{justify-content:space-between;align-items:center;gap:12px;padding:14px 0 10px;display:flex}.opt .alloc-head h3{margin:0;font-size:1rem}.opt .math-switch{cursor:pointer;align-items:center;gap:8px;font-size:.85rem;font-weight:650;display:inline-flex}.opt .math-switch input{-webkit-appearance:none;appearance:none;background:var(--rule);border-radius:99px;width:40px;height:24px;margin:0;transition:background .2s;position:relative}.opt .math-switch input:after{content:"";background:#fff;border-radius:50%;width:18px;height:18px;transition:transform .2s;position:absolute;top:3px;left:3px}.opt .math-switch input:checked{background:var(--cover)}.opt .math-switch input:checked:after{transform:translate(16px)}.opt .allocations{gap:12px;display:grid}.opt .alloc-card{background:var(--paper);border-radius:10px;padding:12px}.opt .alloc-card-head{grid-template-columns:72px minmax(0,1fr) auto;align-items:center;gap:12px;display:grid}.opt .alloc-card-head strong{font-size:.92rem;line-height:1.3}.opt .alloc-card-head .cl-chips{margin:4px 0 0}.opt .alloc-card-head .cl-chip{background:var(--surface)}.opt .alloc-total{white-space:nowrap;font-weight:750}.opt .alloc-total.is-negative,.opt .total-n.is-negative{color:#a92532}.opt #loss-note:not(:empty){margin:10px 0 4px}.opt .alloc-card .cl-card-loss{margin:8px 0 0}.opt .alloc-rows{gap:2px;margin:10px 0 0;padding:0;list-style:none;display:grid}.opt .alloc-rows>li{font-size:.82rem}.opt .alloc-row>summary{cursor:pointer;grid-template-columns:minmax(0,1fr) auto 4.2rem;align-items:center;gap:4px 12px;padding:4px 0;font-weight:400;list-style:none;display:grid}.opt .alloc-row>summary::-webkit-details-marker{display:none}.opt .alloc-row>summary .alloc-cat:after{content:"";border-right:2px solid var(--accent);border-bottom:2px solid var(--accent);flex:none;width:7px;height:7px;margin-left:6px;transition:transform .15s;transform:rotate(-45deg)}.opt .alloc-row[open]>summary .alloc-cat:after{transform:rotate(45deg)}.opt .alloc-steps{background:var(--surface);color:var(--muted);border-radius:8px;gap:3px;margin:2px 0 8px;padding:8px 10px 8px 2rem;font-size:.78rem;line-height:1.45;display:grid}.opt .alloc-steps strong{color:var(--ink);font-weight:650}.opt .alloc-cat{align-items:center;gap:8px;min-width:0;display:flex}.opt .alloc-cat .cl-chip{background:var(--surface);width:26px;height:26px;font-size:15px}.opt .alloc-amount,.opt .alloc-rate{text-align:right;white-space:nowrap;color:var(--muted)}.opt #combos:not(:empty){margin:14px 0 4px}.opt #wallet-view:not(:empty){margin:16px 0 4px}@media (width>=1000px){.opt-results{scrollbar-gutter:stable;max-height:calc(100vh - 5.5rem);position:sticky;top:4.5rem;overflow-y:auto}}@media (width<=640px){.opt .alloc-rows>li{grid-template-columns:minmax(0,1fr) auto;row-gap:0}.opt .alloc-amount{text-align:left;grid-area:2/1;padding-left:34px;font-size:.78rem}.opt .alloc-rate{grid-area:1/2/3}.opt .alloc-card-head{grid-template-columns:56px minmax(0,1fr) auto;gap:10px}.opt .result-heading{flex-wrap:wrap}.opt .result-heading select{max-width:none}.opt .spend th:first-child{width:42%}.opt .cat-emoji{width:18px;margin-right:4px}.opt .opt-results{padding:16px}.opt .spend-actions{flex-wrap:wrap;gap:.4rem 1.2rem}}.opt .use-panel h2,.opt .card-data h2,.opt .cl-suggestions h2{margin:0 0 .3rem;font-size:18px;font-weight:700}.opt .use-panel h2{margin-top:20px}.opt .input-section>summary{padding:20px;font-size:18px;font-weight:700}.opt .panel-content{padding:0 20px 20px}.opt .total h2{font-size:20px;font-weight:700}.opt .net-label{color:var(--muted);margin:14px 0 0;font-size:14px}.opt .total-n{letter-spacing:-.03em;margin:4px 0;font-size:44px;font-weight:800;line-height:1.05}.opt .total-n.is-negative{color:#a92532}@media (width<=850px){.opt-grid{grid-template-columns:1fr}.opt .opt-results{padding:1rem}.opt .spend th:first-child{width:37%}.opt .panel-content{padding:0 .75rem .75rem}.opt .input-section>summary{padding:1rem .75rem}.opt .catalog-card>summary{padding:.9rem .6rem;font-size:.8rem}.opt .catalog-banks{margin:0 .6rem .7rem}.opt .catalog-cards{margin-left:.4rem}.opt .catalog-country>summary{padding:1rem .75rem}.opt .catalog-bank>summary{padding:.8rem .6rem}.opt .catalog-card>summary{gap:.5rem}.opt .catalog-fee{font-size:.8rem}.opt .point-row{grid-template-columns:minmax(0,1fr) 6.5rem}.opt .point-row input{width:100%}.opt .opt-head{padding-top:1.6rem}}
